Insurance

WAAFL insurances are with JLT Sport under a ‘whole of football’ policy with the WA Football Commission.

Clubs must register annually with JLT.  Visit https://afl.jltsport.com.au/club_selection.aspx to register. 

Certificate of Currency

Insurance cover is from 1 November to 31 October.  To obtain a current Certificate of Currency, clubs are required to re-register then the certificate can be download from JLT’s website.

Junior/Senior Clubs

A portion of a club’s annual affiliation fee pays the WAAFL insurance premium.  If a junior and senior club operate under the one constitution as one ‘football club’ entity, the club’s insurances may be being paid via the respective District Football Development Council.  To avoid duplicate payment, please advise the WAAFL so the relevant insurance cover may be deducted from the club’s affiliation fees. Any insurance premium changes from 2015 will be carried over to 2016 unless we are notified otherwise.

Match Day Checklist – JLT APP

The checklist is a pre-game inspection tool that helps to identify safety concerns and record them.  It must be completed before the first match of the day or if conditions change.

The mobile App is available for free download at the Apple App store and Google Play

SUMMARY – WAAFL INSURANCES

For full details on cover, please visit https://afl.jltsport.com.au/products_pl.aspx.

Please note there is an excess for all claims. 

1. Public Liability Cover

2. Club Management Liability Cover

This cover extends only to all incorporated Australian Football Clubs and Associations/Leagues of each State and Territory.  Other created entities, being Sports Clubs with several different sports/recreation activities, will not be covered for claims under the Management Liability (Forefront) policy.   Please advise the WAAFL if your club is part of a ‘Sport Club’ so the Club Management Liability premium may be deducted from the club’s affiliation fees.

3. Personal Injury (Base cover – Bronze level)

Clubs wishing to upgrade from Bronze may do so at their own discretion and directly with JLT.

JLT Personal Injury Cover:

  • Is not private health cover.
  • Is not Workers compensation cover.
  • Will not provide a full rebate on injury management.

Click here for explanation of injury costs and management.

4. Asset Protection

Clubs should review is contents replacement costs to ensure appropriate cover and that the cover is not being duplicated in another policy the club may have separately or through a Sports Club, Junior/Senior Club or local council arrangement

5. Quad/Para cover

JLT cover clubs for capital benefits up to $1,000,000. 

Clubs have $250,000 cover with the Paraplegic Benefit Fund covering Players, Umpires, Coaches, Committee Members for any activity 24 hours a day, 365 days a year.

6. Loss of Income cover

No Loss of Income cover is provided by the WAAFL's insurance.

Private Health Cover

The WAAFL encourages all players to have private health cover.